Top Rewards Credit Cards

Top Rewards Credit Cards

Editors' choice
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Annual Fee: $120
Purchase Rate: 19.99%
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Annual Fee
5.9
Rewards
9.7
Benefits
8.5
PROS:
  • High ratio Rewards Points
  • Welcome Bonus Offer
  • Insurance
  • Birthday Bonus points
Editors' choice
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Annual Fee: $120
Purchase Rate: 20.99%
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PROS:
  • Rewards
  • Insurance
  • Benefits
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Annual Fee: $139
Purchase Rate: 20.99%
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PROS:
  • Generous welcome offer with first-year fee rebate
  • High reward rates on travel, groceries, and dining
  • Comprehensive travel and purchase insurance
  • $100 annual TD Travel Credit
  • Exclusive Visa Infinite perks and birthday bonus points
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Annual Fee: $120
Purchase Rate: 20.99%
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PROS:
  • High cashback rates on key spending categories
  • Valuable welcome bonus
  • Extensive insurance coverage
  • Access to exclusive Visa Infinite benefits
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Annual Fee: $120
Purchase Rate: 21.99%
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PROS:
  • High rewards rate on dining and travel
  • Comprehensive travel and purchase protection
  • No foreign transaction fees
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Annual Fee: $399
Purchase Rate: 20.99%
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PROS:
  • High rewards rate on all purchases
  • Extensive travel perks and insurance coverage
  • Luxury hotel and concierge benefits
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Annual Fee: $139
Purchase Rate: 20.99%
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PROS:
  • High rewards rate on travel and everyday purchases
  • Comprehensive travel insurance coverage
  • Multiple travel perks and benefits with Air Canada
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Annual Fee: $399
Purchase Rate: 9.99%
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PROS:
  • Low Interest on purchases, balance transfers, and cash advances (as long you meet the min payment on due date)
  • No foreign transaction fees.
  • Airport lounge access
  • Insurance
  • Scene Rewards
  • Welcome Bonus Offer.
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Annual Fee: $150
Purchase Rate: 20.99%
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PROS:
  • No foreign transaction fees
  • Generous welcome offer with up to 40,000 bonus Scene+ points
  • Extensive travel insurance coverage
  • Complimentary airport lounge access
  • First-year annual fee waived
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Annual Fee: $0
Purchase Rate: 19.99%
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PROS:
  • No annual fee
  • Generous rewards on everyday spending categories
  • Comprehensive purchase protection and extended warranty
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Annual Fee: $139
Purchase Rate: 20.99%
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PROS:
  • Generous welcome offer with significant travel benefits
  • High rewards rates on essential spending categories
  • Comprehensive travel insurance coverage
  • Valuable travel perks such as free checked bags and NEXUS fee rebate
  • Access to exclusive Visa Infinite benefits
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Annual Fee: $699
Purchase Rate: 30%
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PROS:
  • Lounge Access
  • $200 Travel Credit each year
  • $100 credit for NEXUS application
  • Insurance
  • Metal Card
  • Flexibility to redeem points
  • No Pre-Set Spending Limit
  • Hotel Status Benefit or Hilton, Marriott, & Radisson
  • Welcome Offer
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