Credit Card News
Got extra cash? Is it better to save it or pay down credit card debt?
What would you do if you came into some extra money today? Would you pay down some of that looming debt, or would you stick it in the bank to earn some interest? Obviously it would depend on the ...
Moving abroad? Your credit history might not follow
When you move to a new country, the financial institutions there require that you start building your credit from scratch. You would think that when you apply for a credit card or a line of ...
In an emergency, what comes first: savings or credit?
Ask any finance expert and they'll say the most important priority for most Canadians is creating an emergency fund. It should cover three months' living costs at the minimum -- six to eight ...
Changing your credit card’s due date can aid budget
If you have several bills each month -- mortgage, car, insurance, utilities, credit cards -- it can be a hassle to keep up with all of them, and maybe even more of a hassle to make sure you ...
Should you sell your investments to pay credit card debt?
Checking your bank balance is always nice when you can see a big, fat savings account growing by the month. Your automatic transfers are working to your benefit, and your nest egg is growing ...
Teaching college-bound students to avoid credit card debt
A recent survey indicates college students need a more solid understanding about handling finances before leaving the nest. Unnecessary credit card debt can pose additional financial burdens on ...
Can your credit card survive Christmas?
It's easy to get caught up in the holiday spirit of spending. After all, who doesn't enjoy buying gifts for friends and family? But if you don't keep a watchful eye on your budget, eggnog won't ...
Top 5 Credit Cards for Newcomers to Canada: What You Need to Know to Get Started
Making the move to Canada can be an exciting adventure, but it often comes with its own set of challenges. One crucial step for newcomers is establishing a credit history, and obtaining a credit ...
10 Simple Tips to Master Your Credit Card Management: A Casual Guide for Everyday Users
Managing credit cards can often feel overwhelming, but it doesn’t have to be. With the right strategies, you can easily navigate your credit card landscape, making the most of your benefits while ...
Credit report tracking critical for Canadians
Canadians are getting better at protecting their financial data but need to examine their credit reports more frequently and manage them more carefully, a recent survey shows. The Financial ...
Top 5 Credit Card Myths Debunked: What Every Canadian Should Know
Introduction Credit cards are a staple of modern finance, but with their popularity comes a myriad of myths and misunderstandings. Many Canadians, especially those new to credit, may find ...
Getting specific with 3 common, broad financial goals
Setting vague goals can lead to short-lived attempts at reaching them. You need to be more specific so you have a way to track how you're doing throughout the year. Three common financial ...