Credit Card News
6 credit card hacks that will save (or earn) you money
Credit cards hold many advantages - they're a great way to protect your purchases, track your spending and conveniently pay for your day-to-day spending. Credit cards also can help you build a ...
7 signs your budget isn’t realistic
While clamping down on spending is the best way to a debt-free future, tightening the purse strings too much could be detrimental. Is your budgeting feasible - or too extreme? "People have ...
Want — or need — a lower rate? Try asking
If you're looking to sign up for a new credit card, you can seek out ones with the lowest interest rates and only apply for those. But what can you do about your rates on existing credit card ...
What to do about wrongful debt collection notices
It's bad enough to get a collection notice for a delinquent debt -- but even worse if it's for bills you don't owe. The damage to your credit can be severe and take years to repair. Lisa Bea, ...
The top 5 reasons why you’re unable to save
Canadians are struggling to save. 54 per cent of Canadians find it impossible to save and 38 per cent admit they don't have any savings at all, according to the TD Canada Trust 2023 Report on ...
What to do if your debt is sold to a collections agency
You can't pay your credit card debt, you've evaded the nasty phone calls and shredded the threatening letters from your creditor. After a few months, there's radio silence. You're not off the ...
How to avoid grey charges on your credit card
The last thing you want is to pay for services you don't really need, but plenty of people do just that. So many, in fact, that there's a name for such transactions on a credit card statement: ...
MBNA Rewards World Elite VS MBNA True Line Gold
When comparing the MBNA Rewards World Elite Mastercard and the MBNA True Line Gold Mastercard, it's essential to consider your financial habits and goals. Whether you're seeking to maximize ...
Ultimate Guide to Balance Transfers in Canada: Tips and Tricks for 2025
In a fast-paced world like personal finance, balance transfers can serve well in managing debt, especially when juggling several credit card bills. Here is a comprehensive balance transfer ...
5 ways to avoid debit card overdraft fees
Debit cards make shopping easy, but you want to avoid overdraft fees on your statement at the end of the month. There are pitfalls to not properly logging your spending, which can lead to ...
How to change your money-wasting habits
In Canada, household debt hovers at more than 150 percent of personal disposable income, according to a February 23 quarterly economic review by the Bank of Canada. In fact, increased consumer ...
Mid-year financial checkup: A look at your budget and goals
You started out the year with big promises: pay off debt, only use your credit card for things you can afford, set aside an emergency savings fund. Now that the year is more than half over, ...