TD Rewards Visa Card
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Editor’s Review: TD Rewards Visa Card
The TD Rewards Visa Card stands out as a commendable option for individuals seeking a credit card tailored for credit-building endeavors with the added perk of rewards accumulation, all without the burden of an annual fee.
With its $0 annual fee, this card offers an attractive proposition for those looking to bolster their credit scores while earning rewards points on their everyday purchases. While the rewards points ratio may not be exceptionally high, the absence of an annual fee allows for the accumulation of points without incurring additional costs, making it an appealing choice for cost-conscious consumers.
However, it’s essential to note that the TD Rewards Visa Card lacks travel insurance, a feature commonly found in no annual fee credit cards. Despite this omission, the card remains a viable option for individuals prioritizing savings on annual fees and initiating their credit-building journey.
In terms of rewards, the TD Rewards Visa Card offers a versatile points-earning structure, with opportunities to earn points on various spending categories, including travel, groceries, dining, and recurring bill payments. The ability to earn 4 TD Rewards Points for every $1 spent on travel bookings via Expedia.ca, coupled with other earning rates, presents users with ample opportunities to accumulate points for redemption across a range of rewards options.
The benefits of the TD Rewards Points program extend beyond earning potential, offering flexibility and convenience in redeeming rewards without travel blackouts or seat restrictions. Additionally, the absence of expiry dates on rewards points ensures users can save up for significant rewards over time.
Furthermore, the card provides added value through mobile device insurance coverage, offering peace of mind to cardholders with eligible mobile devices, covering up to $1000 in damages.
Overall, the TD Rewards Visa Card emerges as a solid choice for individuals seeking a credit-building tool with the added benefit of rewards accumulation, all without the burden of an annual fee. While it may lack certain features found in premium credit cards, its combination of affordability, rewards potential, and coverage makes it a pragmatic choice for those embarking on their financial journey.
Card Summary
Enjoy the convenience of a credit card with no annual fee. You’ll also have the opportunity to earn rewards for your purchases and enjoy the added benefit of mobile device insurance, giving you peace of mind. Plus, take advantage of a special bonus offer available to you.
Rewards Summary
With your TD credit card, you can earn TD Rewards Points for every purchase you make. When you book your travel on Expedia.ca, you can earn 4 TD Rewards Points for every $1 spent. You can also earn 3 TD Rewards Points for every $1 spent on groceries and restaurants, making it easy to earn points for everyday expenses. For recurring bill payments such as utilities and phone bills, you can earn 2 TD Rewards Points for every $1 spent. On all other purchases, you can earn 1 TD Rewards Point for every $1 spent. It’s a great way to earn points towards travel, merchandise, gift cards, and more. Plus, with one TD point equivalent to $0.0033, you can quickly accumulate points and redeem them for rewards that matter to you.
Benefits Summary
TD Rewards Points program is designed to give you flexibility and convenience when it comes to redeeming your rewards. With no travel blackouts or seat restrictions, you can use your points to book flights, hotels, rental cars, and more whenever you want. Plus, your rewards points won’t expire, so you can save them up for bigger rewards.
When you visit participating Starbucks stores, you can earn 50% more TD Rewards Points on your purchases. This means that you can earn rewards faster while enjoying your favorite coffee. TD also offers payment plans for purchases of $100 or more, which can help you manage your expenses better.
If you’re planning to rent a car, you can save money when you choose Avis. As a TD Rewards Points member, you can enjoy exclusive discounts and benefits when you book your rental car through Avis. With TD Rewards Points, you can get more out of your purchases and enjoy more rewards.
Coverage Summary
Mobile Device Coverage up to $1000 on eligible mobile devices.
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Disclaimer: Refer to the credit card official web page for the latest up to date rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.
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