Top Rewards Credit Cards

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9.2/10

MBNA Rewards World Elite Mastercard

Rewards Credit Cards
Annual Fee: $120 Purchase Rate: 19.99%
★★★★★
More details +
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PROS:

• High ratio Rewards Points
• Welcome Bonus Offer
• Insurance
• Birthday Bonus points

Editors’ choice
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9.1/10

Scotiabank Gold American Express Card

Rewards Credit Cards
Annual Fee: $120 Purchase Rate: 20.99%
★★★★★
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PROS:

• Rewards
• Insurance
• Benefits

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8.7/10

AMEX Platinum Credit Card

Travel Credit Cards, Rewards Credit Cards
Annual Fee: $699 Purchase Rate: 30%
★★★★★
More details +
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PROS:

• Lounge Access
• $200 Travel Credit each year
• $100 credit for NEXUS application
• Insurance
• Metal Card
• Flexibility to redeem points
• No Pre-Set Spending Limit
• Hotel Status Benefit or Hilton, Marriott, & Radisson
• Welcome Offer

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7.9/10

Scotiabank American Express Credit Card

$0 Annual Fee, Rewards Credit Cards
Annual Fee: $0 Purchase Rate: 19.99%
★★★★★
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PROS:

• $0 Annual Fee
• Mobile Device Insurance
• Rewards
• Scene Points

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7.9/10

CIBC Aventura Visa Infinite Card

Travel Credit Cards, Rewards Credit Cards
Annual Fee: $139 Purchase Rate: 20.99%
★★★★★
More details +
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PROS:

• Insurance
• Rewards
• Annual Fee Rebate

Editors’ choice
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7.9/10

Tangerine Money-Back Credit Card

$0 Annual Fee, Cash Back Credit Cards, Rewards Credit Cards
Annual Fee: $0 Purchase Rate: 19.95%
★★★★★
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PROS:

• High Cash Back Ratio
• No annual fee
• Low Balance Transfer Rate
• Low Cash Advance Rate

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7.6/10

TD Rewards Visa Card

$0 Annual Fee, Rewards Credit Cards
Annual Fee: $0 Purchase Rate: 19.99%
★★★★★
More details +
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PROS:

• No annual fee
• Mobile Device Insurance
• Rewards
• Flexible Payments

Editors’ choice
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7.5/10

Amazon.ca Rewards Mastercard

$0 Annual Fee, Rewards Credit Cards
Annual Fee: $0 Purchase Rate: 19.99%
★★★★★
More details +
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.

PROS:

• No annual Fee
• Amazon rewards
• Cash back

CONS:

• No insurance coverage

Best value
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7.2/10

Neo Cash Back Rewards Mastercard

Cash Back Credit Cards, $0 Annual Fee, Rewards Credit Cards
Annual Fee: $0 Purchase Rate: 19.99%, 19.99%-24.99%
★★★★★
More details +
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PROS:

• High rate Cash Back
• Security & Real Time Notifications
• $0 Annual Fee
• Apply & Android app to manage your card
• Cash out your rewards anytime 24/7

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7.2/10

Capital One Aspire Travel Platinum Mastercard

$0 Annual Fee, Rewards Credit Cards, Travel Credit Cards
Annual Fee: $0 Purchase Rate: 19.80%
★★★★★
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PROS:

• Travel Rewards
• No annual fee
• Some travel Insurance

CONS:

• Low Rewards percentage

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7.1/10

National Bank Platinum Mastercard

Travel Credit Cards, Rewards Credit Cards
Annual Fee: $70 Purchase Rate: 20.99%
★★★★★
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PROS:

• Travel Insurance
• Mobile Device Insurance
• Rewards

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6.6/10

BMO Ascend World Elite Mastercard

Travel Credit Cards, Rewards Credit Cards
Annual Fee: $150 Purchase Rate: 20.99%
★★★★★
More details +
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.

PROS:

• Insurance
• Bonus Offer