RBC Avion Visa Infinite Privilege Review 2025

📝 Overview

The RBC Avion Visa Infinite Privilege is a high-tier, Canadian travel rewards card designed for those earning an upper income (minimum personal income or household income of $200,000). It is a good fit for frequent travelers who prioritize flexibility in travel, rewarding perks, and the simplest possible way to earn points. All in all, from the generous offer of up to 70,000 Avion points, with 1.25 points awarded to every dollar spent, and six lounge visits a year, this card offers much for those who can take full advantage.

Who is this card for?
Ideal for those who:

• Travel frequently (especially internationally)

• Want maximum flexibility in award redemptions

• Appreciate high-end perks (lounge access, travel insurance)

• Are comfortable with a $399 annual fee

🧾 Key Features

🔢 Interest Rates

• Purchase APR: 20.99%

• Cash Advance APR: 22.99% (21.99% in Quebec)

🎁 Rewards

• Earn 1.25 Avion points per $1 on all purchases—no category bonuses, but simple and consistent

• Welcome bonus up to 70,000 points: 35,000 on approval, 20,000 after $5K spend in 6 months, plus 15,000 anniversary points (essential income and spend requirements apply)

• Point redemption values:

  • Business/First Class flights: up to 2¢/point

  • Economy or statement credit: approx. 1 ¢/point

  • Average redemption value around 2.3 ¢/point via RBC Air Travel Schedule

💸 Fees

• Annual fee: $399

• Additional card: $99

• FOREX fees are charged (standard ~2.5%)

🌍 Benefits

• 6 airport lounge passes per year via Visa Airport Companion / DragonPass program

• Priority security lanes at select Canadian airports (Toronto, Montreal, Vancouver, Ottawa)

• Friday Friend Pass ski perk: Buy one lift at select resorts, get another free

• Petro‑Canada fuel savings: link your card to Petro‑Points to save 3¢/L and earn extra points

• DoorDash DashPass included for 12 months: $0 delivery fee on orders over a minimum amount

🛡️ Insurance & Security Features

Comprehensive coverage including:

• Emergency medical

• Trip cancellation/interruption

• Lost & delayed baggage

• Purchase protection & extended warranty

• Rental car coverage (CDW)

• Mobile device insurance up to $1,500

• Claims handled via RBC’s group policy, with usual exclusions and limits

✅ Pros & ❌ Cons

Pros

• Generous 70,000-point welcome offer (~$1,400–1,500 travel value)

• Flexible Avion points, redeemable on any airline, transfer partners included

• Strong suite of travel and purchase insurance

• Six lounge visits and airport fast-tracking included

• Value-add lifestyle perks like ski passes, fuel savings, DashPass

Cons

• High annual fee of $399

• No premium spend multipliers—flat 1.25x earns rate may lag behind Aeroplan/grid-card rewards

• Foreign exchange fees (~2.5%) are common

• Limited lounge access (only six passes vs. unlimited on other premium cards)

• Strict income requirements may exclude many

📊 Best Use Case for Rewards Spend

🆚 Comparison Table

🎯 Final Verdict – Score: 8.5/10

This card delivers excellent flexibility, strong insurance, and travel perks in a single package—ideal for frequent travellers and big spenders who value redemption freedom. The welcome bonus alone can offset much of the annual fee, yielding excellent value especially when booking premium travel or transferring to partner programs.

However, the $399 annual fee, flat earn rate, and limited lounge visits make the card less competitive against other premium cards offering higher multipliers or unlimited lounge access. If you don’t travel often or prefer a card with stronger everyday category bonuses, alternatives like the TD Aeroplan Visa Infinite Privilege may deliver better value for your spending.

✅ Summary

The RBC Avion Visa Infinite Privilege card is a compelling pick for eligible travellers who want travel rewards versatility, strong insurance, and a streamlined points experience—in exchange for a high fee and modest earn rate. It rewards simplicity, flexibility, and ultimate redemption choice.

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.