Triangle World Elite Mastercard
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The Triangle World Elite Mastercard is a premium card with no annual fee, offering high rewards and exclusive benefits. You earn 4% back in Canadian Tire Money® at select stores, 5-7¢ per litre on fuel at Gas+/Essence+ locations, 3% on groceries, and 1% on all other purchases.
Welcome Offer
No specific welcome offer is detailed.
Summary
- Annual Fee: None
- Interest Rates: 21.99% for purchases, 22.99% for cash advances
Rewards
- 4% CT Money: Select stores
- 5-7¢/litre CT Money: Gas+/Essence+ locations
- 3% CT Money: Groceries (excluding Costco/Walmart)
- 1% CT Money: Other purchases
Benefits
- Roadside Assistance Gold Plan
- Personal 24/7 Concierge Services
- No fee, no interest financing on purchases over $150
Insurance
- Purchase Security
- Extended Warranty
- Car Rental Collision/Loss Damage Waiver Insurance
Editor’s Review
Triangle World Elite Mastercard® Review
Overview
The Triangle World Elite Mastercard by Canadian Tire is a premium rewards card designed for high-income earners, offering extensive benefits and high reward rates with no annual fee.
Key Features
- Interest Rates: 21.99% on purchases, 22.99% on cash advances
- Rewards:
- 4% in CT Money® at Canadian Tire and partner stores
- 5-7¢ per litre back in CT Money at Gas+ locations
- 3% in CT Money on groceries (excluding Costco and Walmart)
- 1% in CT Money on all other purchases
- Fees: No annual fee
- Benefits:
- Roadside Assistance Gold Plan
- Purchase Security, Extended Warranty, and Car Rental Insurance
- 24/7 Concierge Services
- No fee, no interest financing on purchases over $150
Pros and Cons
Pros:
- No annual fee
- High rewards rates
- Extensive insurance and concierge services
Cons:
- Requires high personal or household income
- High interest rates
Who is this card for?
This card is ideal for high-income individuals who frequently shop at Canadian Tire and partner stores and who value high rewards rates, extensive benefits, and no annual fee.
Comparison Table
| Feature | Triangle™ World Elite® | Competitor Card 1 | Competitor Card 2 |
|---|---|---|---|
| Annual Fee | $0 | $99 | $120 |
| Interest Rate | 19.99% | 19.99% | 20.99% |
| Rewards on Canadian Tire | 4% | 3% | 2% |
| Rewards on Gas | 5-7¢/litre | 1.5% | 3% |
| Rewards on Groceries | 3% | 1% | 2% |
| Other Purchases | 1% | 1% | 1.5% |
| Introductory Offer | None | $200 cash bonus (conditions apply) | 50,000 points (conditions apply) |
Final Verdict
The Triangle World Elite Mastercard offers excellent rewards and comprehensive benefits, especially for those who frequently shop at Canadian Tire and its partner stores. Its high rewards rates and extensive benefits like roadside assistance, insurance, and concierge services add significant value. However, the high-income requirement and interest rates are considerations. Overall, this card scores an 8.1 out of 10 for its premium offerings and practicality for high-income earners.
Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.
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