Top Low Purchase Rate Credit Cards

Top Low Purchase Rate Credit Cards

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Annual Fee: $39
Purchase Rate: 8.99%
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PROS:
  • Low Purchase Interest Rate
  • Low Interest Rate for Balance Transfers
  • Free additional cards, up to 9 cards
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Annual Fee: $0
Purchase Rate: 12.99%
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PROS:
  • No annual fee
  • 12.99% interest rate on purchases and advances
  • Purchase protection and extended warranty
  • Access to Amex Experiences, including Front Of The Line tickets for events
  • Travel accident insurance up to $100,000
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Annual Fee: $0
Purchase Rate: 12.99%
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PROS:
  • Low Purchase Interest Rate
  • Low Balance Transfer Rate
  • $0 Annual Fee
  • Welcome Bonus Offer
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Annual Fee: $29
Purchase Rate: 13.99%
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PROS:
  • Low Interest
  • Welcome Offer
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Annual Fee: $29
Purchase Rate: 13.99%
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PROS:
  • Low interest rates on purchases and cash advances
  • First-year annual fee rebate
  • Valuable balance transfer offer
  • No transaction fees on global money transfers
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Annual Fee: $0
Purchase Rate: 8.99%
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PROS:
  • Low variable interest rate based on credit rating
  • No annual fee
  • Additional savings and points with partner merchants
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Annual Fee: $29
Purchase Rate: 12.99%
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PROS:
  • Low interest rates on purchases and cash advances
  • 0% introductory rate on balance transfers
  • First-year annual fee waiver
  • No cost for additional cards
  • Convenient payment options and car rental discounts
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Annual Fee: $35
Purchase Rate: 8.90%
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PROS:
  • Competitive cashback rates for everyday spending categories
  • Affordable annual fee
  • Strong purchase protection and extended warranty benefits
  • No minimum income requirement
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Annual Fee: $20
Purchase Rate: 12.99%
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PROS:
  • Low Purchase Interest Rate
  • Low Annual Fee
  • $0 for Additional Cards
  • Low Cash Advance Rate
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Annual Fee: $25
Purchase Rate: 4.50%+
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PROS:
  • Low Interest Rate
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