Top Cash Back Credit Cards

Top Cash Back Credit Cards

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Annual Fee: $120
Purchase Rate: 20.99%
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PROS:
  • High cashback rates on essential spending categories
  • Comprehensive travel and purchase protection insurance
  • Valuable welcome bonus with the annual fee waived for the first year
  • Access to exclusive benefits like airport lounge access and roadside assistance
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Annual Fee: $120
Purchase Rate: 20.99%
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PROS:
  • High cashback rates on key spending categories
  • Valuable welcome bonus
  • Extensive insurance coverage
  • Access to exclusive Visa Infinite benefits
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Annual Fee: $139
Purchase Rate: 20.99%
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PROS:
  • Generous 3% cash back on groceries, gas, and recurring bill payments
  • Comprehensive travel and automotive benefits
  • First-year annual fee waived
  • Cash back dollars never expire
  • Deluxe TD Auto Club Membership included
  • Lucrative welcome offer (up to $500 value)
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Annual Fee: $0
Purchase Rate: 19.99%
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PROS:
  • Cash Back
  • $0 annual fee
  • Welcome Bonus Offer
  • Limited Insurance
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Annual Fee: $99
Purchase Rate: 20.99%
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PROS:
  • High cashback rates on gas, groceries, dining, and transportation
  • Valuable welcome bonus
  • Extensive purchase and travel insurance coverage
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Annual Fee: $39
Purchase Rate: 19.99%
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PROS:
  • High cashback rates on gas and groceries
  • Comprehensive purchase protection
  • Low annual fee
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Annual Fee: $0
Purchase Rate: 20.99%
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PROS:
  • No annual fee
  • Competitive cash back rates on everyday spending
  • Access to valuable insurance coverage
  • No minimum income requirement
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Annual Fee: $120
Purchase Rate: 20.99%
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PROS:
  • Generous welcome offer with a first-year fee waiver
  • High cash-back rates on groceries, recurring payments, gas, and transit
  • Comprehensive insurance coverage
  • Exclusive Visa Infinite benefits and perks
  • Convenient tap and pay options
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Annual Fee: $0
Purchase Rate: 19.99%
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PROS:
  • No annual fee
  • Up to 1.5% cashback on eligible purchases
  • Double cashback (up to 3%) at Canadian Tire stores, gas bars, and Mark's
  • No limit on cashback earnings, which are automatically applied annually
  • Purchase and price protection
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Annual Fee: $0
Purchase Rate: 20.99%
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PROS:
  • No annual fee
  • 3% cashback on groceries
  • 1% cashback on recurring bills
  • 0.5% cashback on all other purchases
  • Welcome offer: Up to 5% cashback for the first three months on select categories
  • 19.99% interest rate on purchases, 22.99% for cash advances
Editors' choice
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Annual Fee: $0
Purchase Rate: 19.95%
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PROS:
  • High Cash Back Ratio
  • No annual fee
  • Low Balance Transfer Rate
  • Low Cash Advance Rate
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Annual Fee: $0
Purchase Rate: 19.99%
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PROS:
  • Cash Back
  • $0 annual fee
  • Limited insurance on purchases
  • Save at Petro-Canada
  • Earn points at Rexall
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