Top Cash Back Credit Cards
Top Cash Back Credit Cards
Annual Fee: $120
Purchase Rate: 20.99%
★★★★★
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PROS:
- High cashback rates on essential spending categories
- Comprehensive travel and purchase protection insurance
- Valuable welcome bonus with the annual fee waived for the first year
- Access to exclusive benefits like airport lounge access and roadside assistance
Annual Fee: $139
Purchase Rate: 20.99%
★★★★★
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PROS:
- Generous 3% cash back on groceries, gas, and recurring bill payments
- Comprehensive travel and automotive benefits
- First-year annual fee waived
- Cash back dollars never expire
- Deluxe TD Auto Club Membership included
- Lucrative welcome offer (up to $500 value)
Annual Fee: $120
Purchase Rate: 20.99%
★★★★★
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PROS:
- Generous welcome offer with a first-year fee waiver
- High cash-back rates on groceries, recurring payments, gas, and transit
- Comprehensive insurance coverage
- Exclusive Visa Infinite benefits and perks
- Convenient tap and pay options
Annual Fee: $30
Purchase Rate: 20.99%
★★★★★
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PROS:
- Competitive cashback rates for everyday spending categories
- Affordable annual fee
- Strong purchase protection and extended warranty benefits
- No minimum income requirement
6.8/10
Allure Mastercard
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September 18, 2024
$0 Annual Fee Credit Cards Canada, Cash Back Credit Cards
Annual Fee: $0
Purchase Rate: 20.99%
★★★★★
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PROS:
- No annual fee
- 1 point per $2 spent, redeemable for cashback
- Supports Quebec Breast Cancer Foundation
- Purchase protection and extended warranty
- Interest rates: 20.99% (purchases), 22.49% (cash advances)
- No specific welcome offer
- 2.5% foreign transaction fee
Annual Fee: $39
Purchase Rate: 19.99%
★★★★★
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PROS:
- High cash back on essential categories
- Low annual fee
- Attractive balance transfer offer
- Valuable travel benefits and insurance coverage
Annual Fee: $99
Purchase Rate: 19.99%
★★★★★
