Top Cash Back Credit Cards
Top Cash Back Credit Cards
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PROS:
- High cashback rates on essential spending categories
- Comprehensive travel and purchase protection insurance
- Valuable welcome bonus with the annual fee waived for the first year
- Access to exclusive benefits like airport lounge access and roadside assistance
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PROS:
- High cashback rates on key spending categories
- Valuable welcome bonus
- Extensive insurance coverage
- Access to exclusive Visa Infinite benefits
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PROS:
- Generous 3% cash back on groceries, gas, and recurring bill payments
- Comprehensive travel and automotive benefits
- First-year annual fee waived
- Cash back dollars never expire
- Deluxe TD Auto Club Membership included
- Lucrative welcome offer (up to $500 value)
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PROS:
- Cash Back
- $0 annual fee
- Welcome Bonus Offer
- Limited Insurance
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PROS:
- High cashback rates on gas, groceries, dining, and transportation
- Valuable welcome bonus
- Extensive purchase and travel insurance coverage
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PROS:
- High cashback rates on gas and groceries
- Comprehensive purchase protection
- Low annual fee
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PROS:
- Generous welcome offer with a first-year fee waiver
- High cash-back rates on groceries, recurring payments, gas, and transit
- Comprehensive insurance coverage
- Exclusive Visa Infinite benefits and perks
- Convenient tap and pay options
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PROS:
- No annual fee
- Up to 1.5% cashback on eligible purchases
- Double cashback (up to 3%) at Canadian Tire stores, gas bars, and Mark's
- No limit on cashback earnings, which are automatically applied annually
- Purchase and price protection
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PROS:
- No annual fee
- 3% cashback on groceries
- 1% cashback on recurring bills
- 0.5% cashback on all other purchases
- Welcome offer: Up to 5% cashback for the first three months on select categories
- 19.99% interest rate on purchases, 22.99% for cash advances
Editors' choice
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PROS:
- High Cash Back Ratio
- No annual fee
- Low Balance Transfer Rate
- Low Cash Advance Rate
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PROS:
- Cash Back
- $0 annual fee
- Limited insurance on purchases
- Save at Petro-Canada
- Earn points at Rexall
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PROS:
- $0 annual fee
- Cash Back
- Limited Insurance