TD Platinum Travel Visa Card

The TD Platinum Travel Visa* Card offers exceptional travel rewards and flexible redemption options, making it a top choice for frequent travelers. With a competitive rewards structure, you can maximize points on both everyday and travel-related purchases. Additionally, the card comes with a comprehensive suite of travel insurance coverages, providing extra peace of mind and added value for cardholders.

Welcome Offer

New cardholders can earn up to 50,000 TD Rewards Points and enjoy having the annual fee waived for the first year upon meeting the spending requirements. This attractive offer allows you to start maximizing your rewards right away while saving on initial costs, making it an excellent choice for savvy travelers looking to get the most out of their credit card.

Summary

This credit card has an annual fee of $89, but it’s waived for the first year, giving you a cost-free way to enjoy its benefits initially. The interest rate is 20.99% on purchases and 22.99% on cash advances, so timely payments are important to avoid interest charges. If you need a supplementary card, the fee is $35 for the first card, with no additional charge for any subsequent cards, making it easy to share the account with family members at a minimal cost.

Rewards

This credit card offers a robust rewards program to maximize your spending. You earn 6 TD Rewards Points for every dollar spent on travel bookings made through Expedia® For TD, making it ideal for travel enthusiasts. For everyday essentials, you get 4.5 TD Rewards Points per dollar on groceries and dining. Additionally, you’ll earn 3 TD Rewards Points per dollar on recurring bill payments, and 1.5 TD Rewards Points per dollar on all other purchases. This rewards structure ensures you get the most value from your spending in a variety of categories.

Benefits

Insurance

• Flight/Trip Delay Insurance: Up to $500 if delayed over 4 hours
• Delayed and Lost Baggage Insurance: Up to $1,000 if baggage is delayed or lost
• Common Carrier Travel Accident Insurance: Up to $500,000 coverage
• Auto Rental Collision/Loss Damage Insurance
• Emergency Travel Assistance Services
• Hotel/Motel Burglary Insurance: Up to $2,500
• Mobile Device Insurance: Up to $1,000

Editor’s Review

TD Platinum Travel Visa* Card Review

The TD Platinum Travel Visa* Card offers exceptional travel rewards and flexible redemption options, making it a top choice for frequent travelers. Let’s explore the details to see how it can benefit you.

Overview

• Annual Fee: $89 (waived for the first year)
• Interest Rate: 20.99% on purchases, 22.99% on cash advances
• Supplementary Card Fee: $35 for the first card, no additional charge for subsequent cards

Welcome Offer

New cardholders can earn up to 50,000 TD Rewards Points and enjoy having the annual fee waived for the first year upon meeting the spending requirements. This attractive offer allows you to start maximizing your rewards right away while saving on initial costs.

Rewards Program

• 6 TD Rewards Points per $1: Spent on travel bookings made through Expedia® For TD.
• 4.5 TD Rewards Points per $1: Spent on groceries and dining.
• 3 TD Rewards Points per $1: Spent on recurring bill payments.
• 1.5 TD Rewards Points per $1: Spent on all other purchases.

This rewards structure ensures you get the most value from your spending in a variety of categories.

Benefits

• Travel Perks: Savings on car rentals with Avis and Budget.
• Flexible Redemptions: Use points for travel bookings through Expedia® For TD.
• Payment Protection: Option for TD Credit Card Payment Protection Plan.
• Convenient Payments: Supports mobile payment options.
• Security Features: Robust security features to keep your transactions safe.

Insurance Coverage

• Flight/Trip Delay Insurance: Up to $500 if delayed over 4 hours.
• Delayed and Lost Baggage Insurance: Up to $1,000 if baggage is delayed or lost.
• Common Carrier Travel Accident Insurance: Up to $500,000 coverage.
• Auto Rental Collision/Loss Damage Insurance
• Emergency Travel Assistance Services
• Hotel/Motel Burglary Insurance: Up to $2,500.
• Mobile Device Insurance: Up to $1,000.

Fees

• Annual Fee: $89 (waived for the first year)
• Supplementary Card Fee: $35 for the first card, no additional charge for subsequent cards
• Standard Interest Rates: 20.99% on purchases, 22.99% on cash advances

Security Features

• Fraud Protection: Offers standard Visa security features to protect against unauthorized transactions.

Pros and Cons

Pros:

• High rewards rate on travel bookings through Expedia® For TD
• Annual fee waived for the first year
• Comprehensive travel insurance coverage
• Flexible redemption options

Cons:

• Annual fee after the first year
• Higher interest rates

Who is this card for?

The TD Platinum Travel Visa* Card is ideal for:

• Frequent travelers who can benefit from the high rewards rate on travel bookings
• Individuals who want comprehensive travel insurance coverage
• Those looking for flexible redemption options for their rewards points
• Budget-conscious travelers taking advantage of the first-year annual fee waiver

Comparison with Similar Cards

Final Verdict

The TD Platinum Travel Visa* Card is a top choice for frequent travelers looking to maximize their rewards and enjoy comprehensive travel insurance. Its high rewards rate on travel bookings through Expedia® For TD, combined with flexible redemption options, makes it an excellent option for those who prioritize travel benefits. With the annual fee waived for the first year and a robust suite of insurance coverages, this card offers significant value for savvy travelers.

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.