TD Business Travel Visa Card

The TD Business Travel Visa* Card is perfect for business owners who frequently travel. This card offers a substantial welcome bonus, various point-earning opportunities, and multiple travel insurance coverages, ensuring you get the most out of your business trips. Enjoy rewards and benefits specifically tailored to meet your travel needs, making each journey more rewarding and secure.

Welcome Offer

Earn up to 150,000 TD Rewards Points in your first year, which can be worth up to $750 for travel booked through ExpediaForTD.com. Additionally, enjoy full annual fee rebates for the primary cardholder and the first two additional cardholders during the first year. This offer maximizes your savings and rewards, making it easier to reach your travel goals.

Summary

This credit card comes with an annual fee of $149, offering a range of benefits and features. It has an interest rate of 19.99% on purchases and 22.99% on cash advances. If you need additional cards for employees or family members, they are available for $49 each.

Rewards

This credit card maximizes your rewards on various purchases. You earn a whopping 9 TD Rewards Points for every dollar spent on travel booked through ExpediaForTD.com. Dining at restaurants and paying recurring bills earn you 6 points per dollar, as do foreign currency purchases. For all other business purchases, you still earn a solid 2 points per dollar. This card is designed to reward you generously for a wide range of spending.

Benefits

This credit card gives you access to exclusive travel deals through ExpediaForTD.com, with no blackout periods or seat restrictions, making it easier to book your trips. You’ll also benefit from the Visa SavingsEdge program, which offers discounts on various business purchases. Managing your card is straightforward with comprehensive card management tools, allowing you to keep track of expenses and manage credit limits efficiently.

Insurance

• Travel Medical Insurance: Up to $2 million.
• Trip Cancellation/Interruption Insurance: Up to $1,500/$5,000 per insured person.
• Flight/Trip Delay Insurance: Up to $500.
• Common Carrier Travel Accident Insurance: Up to $500,000.
• Delayed and Lost Baggage Insurance: Up to $1,000.
• Auto Rental Collision/Loss Damage Insurance.

Editor’s Review

TD Business Travel Visa* Card Review

General Overview

The TD Business Travel Visa* Card is tailored for business owners who frequently travel. It offers a substantial welcome bonus, multiple point-earning opportunities, and extensive travel insurance coverages, ensuring that you get the most out of your business trips. This card is designed to make each journey more rewarding and secure.

Interest Rates

• Purchase APR: 19.99%
• Cash Advance APR: 22.99%

Welcome Offer

• Up to 150,000 TD Rewards Points: Equivalent to up to $750 for travel booked through ExpediaForTD.com.
• First-Year Annual Fee Rebate: For primary and first two additional cardholders.

Rewards Program

• 9 TD Rewards Points: Per dollar spent on travel booked through ExpediaForTD.com.
• 6 TD Rewards Points: Per dollar spent on dining, recurring bills, and foreign currency purchases.
• 2 TD Rewards Points: Per dollar spent on all other business purchases.

Fees

• Annual Fee: $149
• Additional Cards: $49 each

Benefits

• Exclusive Travel Deals: Through ExpediaForTD.com with no blackout periods or seat restrictions.
• Visa SavingsEdge: Discounts on various business purchases.
• Card Management Tools: To track expenses and manage credit limits efficiently.

Insurance Coverage

• Travel Medical Insurance: Up to $2 million.
• Trip Cancellation/Interruption Insurance: Up to $1,500/$5,000 per insured person.
• Flight/Trip Delay Insurance: Up to $500.
• Common Carrier Travel Accident Insurance: Up to $500,000.
• Delayed and Lost Baggage Insurance: Up to $1,000.
• Auto Rental Collision/Loss Damage Insurance.

Security Features

• Standard Visa security measures, including fraud monitoring and zero liability protection.

Pros and Cons

Pros:

• Generous welcome bonus and first-year fee rebate
• High rewards rates on travel, dining, and recurring bills
• Comprehensive travel insurance coverage
• Access to exclusive travel deals through ExpediaForTD.com

Cons:

• Annual fee of $149
• Additional card fee of $49
• Higher interest rates on cash advances

Who is this card for?

This card is ideal for business owners who:

• Travel frequently and want to maximize rewards on travel expenses.
• Seek comprehensive travel insurance coverage.
• Value exclusive travel deals with flexible booking options.
• Need to manage business expenses efficiently.

Comparison with Similar Cards

Final Verdict

The TD Business Travel Visa* Card stands out as an excellent option for business owners who travel frequently. With a generous welcome bonus, high reward rates on various business expenses, and extensive travel insurance coverage, this card provides significant value. While it does come with an annual fee and additional card fees, the benefits and rewards can easily outweigh these costs for frequent travelers.

Overall Score: 9/10

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.