TD Aeroplan Visa Infinite Privilege Card

The TD Aeroplan Visa Infinite Privilege Card stands out in the market with its high annual fees, making it a premium offering that may not be suitable for everyone. However, for frequent travelers, particularly those who rely on Air Canada for their journeys, this card offers exceptional value. Despite the significant annual fee, the card provides an array of exclusive benefits, including access to airport lounges, priority check-in, boarding, and baggage handling, as well as airport upgrades. Furthermore, it offers Visa privilege benefits and comprehensive travel insurance coverage, ensuring peace of mind during your travels. Additionally, the card accelerates the accumulation of rewards, outpacing other cards in the market, and its affiliation with Aeroplan partner brands allows for even faster reward accumulation.

Card Summary

The credit card has a $599 annual fee and charges $199 for additional cardholders. The purchase interest rate is 20.99%, and the cash advance interest rate is 22.99%. It offers Aeroplan Rewards and a bonus offer. To be eligible, you need a personal annual income of $150,000 or a household income of $200,000.

Rewards Summary

Receive a welcome bonus of 20,000 Aeroplan points (valued at approximately $150) when you make your first purchase with this card. Additionally, get an extra 60,000 points when you spend $7,500 within the first 180 days of opening the account. You can also earn an additional 35,000 Aeroplan points when you spend $12,000 within 12 months of opening the account.

You will earn 2 Aeroplan Points for every dollar spent on Air Canada Purchases (equivalent to approximately 1.5% value back). Additionally, you’ll earn 1.5 Aeroplan points on eligible groceries, gas, travel, and dining purchases (approximately 1.2% value back), and 1.25 Aeroplan points for every dollar spent on all other purchases (approximately 0.9% value back). Furthermore, you’ll earn double the points when using the card and presenting your Aeroplan plan card at participating partners.

Benefits Summary

Enjoy the following benefits as part of your membership:

– Access to the Maple Leaf Lounge for a comfortable and relaxing pre-flight experience

– Priority boarding, baggage handling, upgrades, and standby to ensure a smooth travel experience

– Receive a rebate of up to $100 on your NEXUS application fee

– Take advantage of an annual round-trip companion pass starting from $99

– Travel hassle-free with a free first checked bag when flying with Air Canada

– Attain Aeroplan status faster and maintain Elite status more easily

– Exclusive perks at Toronto Pearson Airport, including Priority Airport Taxi, Priority Security lanes, access to premium parking spots, and more

– Save up to 5% on car rentals at Avis & Budget for added convenience during your travels

Coverage Summary

• Travel Medical Insurance.
• Auto Rental Insurance.
• Trip Cancellation or Interruption insurance.
• Flight delay insurance.
• Delayed and lost baggage insurance
• Travel Accident Insurance.
• Purchase Security.
• Extended Warranty protection.
• Hotel/Motel Burglary Insurance.
• Mobile Device Coverage up to $1,500 on eligible mobile devices.

Editor’s Review: TD Aeroplan Visa Infinite Privilege Card

The TD Aeroplan Visa Infinite Privilege Card is a premium credit card designed for the discerning traveler, particularly those with a strong affinity for Air Canada and its Aeroplan loyalty program. With a high annual fee of $599, plus $199 for additional cardholders, this card positions itself firmly in the luxury market, catering to those who travel frequently and seek a wealth of exclusive benefits.

Welcome Bonus and Rewards Structure

The card’s welcome bonus is substantial, offering up to 115,000 Aeroplan points within the first year. Cardholders receive 20,000 points upon their first purchase, an additional 60,000 points after spending $7,500 within the first 180 days, and a further 35,000 points when they spend $12,000 within the first year. This generous points structure makes it possible to quickly accumulate Aeroplan points, which can be redeemed for flights, upgrades, and various other travel perks.

Earning rates are competitive, especially for Air Canada purchases at 2 Aeroplan points per dollar spent. Other notable categories include groceries, gas, travel, and dining, which earn 1.5 points per dollar, while all other purchases yield 1.25 points per dollar. For frequent travelers, the double points earned when presenting both the credit card and Aeroplan card at participating partners further enhance the card’s value.

Exclusive Travel Benefits

One of the standout features of the TD Aeroplan Visa Infinite Privilege Card is its extensive range of travel benefits. Cardholders enjoy access to Maple Leaf Lounges, priority check-in, boarding, and baggage handling, as well as the possibility of upgrades and standby. These perks streamline the travel experience, making it more comfortable and less stressful.

Additional benefits include an annual round-trip companion pass starting from $99 and a free first checked bag on Air Canada flights. Moreover, cardholders receive a rebate of up to $100 on their NEXUS application fee, which facilitates expedited border crossing. The card also provides exclusive perks at Toronto Pearson Airport, such as priority security lanes and premium parking spots.

Comprehensive Insurance Coverage

The TD Aeroplan Visa Infinite Privilege Card offers robust travel and purchase insurance coverage, providing peace of mind for cardholders. Coverage includes travel medical insurance, trip cancellation or interruption insurance, flight delay insurance, and insurance for delayed and lost baggage. Additionally, the card offers travel accident insurance, auto rental insurance, purchase security, extended warranty protection, hotel/motel burglary insurance, and mobile device coverage up to $1,500.

Eligibility Requirements

Given its premium status, the card has stringent eligibility requirements. Applicants need a personal annual income of at least $150,000 or a household income of $200,000. The purchase interest rate stands at 20.99%, with a cash advance interest rate of 22.99%.

Conclusion

The TD Aeroplan Visa Infinite Privilege Card is an excellent choice for affluent travelers who frequently fly with Air Canada and value luxury travel perks. While the high annual fee may be a deterrent for some, the extensive benefits, accelerated points accumulation, and comprehensive insurance coverage offer substantial value that can more than offset the cost for those who maximize the card’s features. If you meet the income requirements and seek a premium travel credit card, this offering from TD Bank is well worth considering.

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Disclaimer: Refer to the credit card official web page for the latest up to date rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.