The TD Aeroplan Visa Infinite* Card is ideal for frequent travelers, offering Aeroplan points for your purchases and exclusive travel perks. Enjoy benefits such as baggage fee waivers and comprehensive insurance coverages, ensuring a smoother and more rewarding travel experience every time you use your card.
Welcome Offer
Earn up to 40,000 Aeroplan points and enjoy additional travel benefits valued at up to $1,000. This offer enhances your travel experience, providing significant rewards and perks that make every trip more enjoyable and cost-effective.
Summary
This credit card comes with an annual fee of $139 and offers a range of benefits. The interest rate on purchases is 20.99%, while cash advances have a rate of 22.99%. If you need additional cards for others, they are available for $75 each. This card combines competitive rates and valuable features to support your financial needs.
Rewards
This credit card allows you to earn 1.5 Aeroplan points for every dollar spent on gas, groceries, and Air Canada purchases, helping you accumulate points faster on essential spending. For all other purchases, you earn 1 Aeroplan point per dollar. Additionally, you can earn points twice when shopping with Aeroplan partners, maximizing your rewards potential.
Benefits
This credit card offers several valuable travel perks. You get your first checked bag free on Air Canada flights, which adds up to significant savings. It also includes a rebate for the NEXUS program fee, making it easier and cheaper to expedite your travel process. As a Visa Infinite cardholder, you enjoy exclusive benefits such as access to a concierge service, luxury hotel collection, and special dining series events, enhancing your travel and lifestyle experiences.
Insurance
- Travel Medical Insurance: Up to $2 million.
- Trip Cancellation/Interruption Insurance.
- Flight/Trip Delay Insurance.
- Delayed and Lost Baggage Insurance.
- Common Carrier Travel Accident Insurance.
- Auto Rental Collision/Loss Damage Insurance.
Editor’s Review
TD Aeroplan Visa Infinite* Card Review
General Overview
The TD Aeroplan Visa Infinite* Card is designed for frequent travelers, offering Aeroplan points for your purchases along with exclusive travel perks. This card ensures a smoother and more rewarding travel experience with benefits like baggage fee waivers and comprehensive insurance coverages.
Interest Rates
- Purchase APR: 20.99%
- Cash Advance APR: 22.99%
Welcome Offer
- Up to 40,000 Aeroplan Points: Plus additional travel benefits valued at up to $1,000.
Rewards Program
- 1.5 Aeroplan Points: Per dollar spent on gas, groceries, and Air Canada purchases.
- 1 Aeroplan Point: Per dollar spent on all other purchases.
- Double Points: When shopping with Aeroplan partners.
Fees
- Annual Fee: $139
- Additional Cards: $75 each
Benefits
- First Checked Bag Free: On Air Canada flights.
- NEXUS Program Fee Rebate: For expedited travel.
- Visa Infinite Perks: Access to concierge service, luxury hotel collection, and special dining series events.
Insurance Coverage
- Travel Medical Insurance: Up to $2 million.
- Trip Cancellation/Interruption Insurance: Coverage available.
- Flight/Trip Delay Insurance: Coverage available.
- Delayed and Lost Baggage Insurance: Coverage available.
- Common Carrier Travel Accident Insurance: Coverage available.
- Auto Rental Collision/Loss Damage Insurance: Coverage available.
Security Features
- Standard Visa security measures, including fraud monitoring and zero liability protection.
Pros and Cons
Pros:
- Generous welcome offer with significant travel benefits
- High rewards rates on essential spending categories
- Comprehensive travel insurance coverage
- Valuable travel perks such as free checked bags and NEXUS fee rebate
- Access to exclusive Visa Infinite benefits
Cons:
- Annual fee of $139
- Additional card fee of $75
- Higher interest rates on purchases and cash advances
Who is this card for?
This card is ideal for frequent travelers who:
- Want to earn Aeroplan points quickly on everyday and travel-related purchases.
- Appreciate extensive travel insurance coverage.
- Value travel perks like free checked bags and expedited travel processes.
- Enjoy exclusive luxury and lifestyle benefits.
Comparison with Similar Cards
| Feature |
TD Aeroplan Visa Infinite* Card |
CIBC Aerogold Visa Infinite* |
American Express Aeroplan Reserve |
| Annual Fee |
$139 |
$120 |
$599 |
| Purchase APR |
20.99% |
19.99% |
20.99% |
| Cash Advance APR |
22.99% |
22.99% |
21.99% |
| Rewards |
1.5x on gas, groceries, Air Canada, 1x on other purchases |
1.5x on gas, groceries, Air Canada, 1x on other purchases |
3x on Air Canada, 2x on dining, 1x on other purchases |
| Welcome Offer |
Up to 40,000 points |
Up to 15,000 points |
Up to 70,000 points |
| Travel Insurance |
Comprehensive |
Comprehensive |
Comprehensive |
Final Verdict
The TD Aeroplan Visa Infinite* Card is a top choice for frequent travelers seeking to maximize their Aeroplan points and enjoy exclusive travel perks. With a strong welcome offer, high rewards rates, and extensive travel insurance, this card provides excellent value. The annual fee is justified by the benefits, making it a worthwhile investment for those who travel often.
Overall Score: 8.5/10
Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.
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