ScotiaGold Passport Visa Card

Welcome Offer

There is no current welcome offer for this card.

Summary

This credit card comes with an annual fee of $110, which covers a range of benefits and features. If you add a supplementary card for someone else, there’s an additional fee of $30 per year. When it comes to interest rates, expect to pay 19.99% on any purchases you make. For cash advances, balance transfers, and cheques, the interest rate is a bit higher at 22.99%. This card offers a blend of rewards and convenience, making it a solid choice for everyday use.

Rewards

With this credit card, you earn 1 Scene+ point for every dollar you spend. These points can be redeemed for a variety of rewards, including travel, merchandise, and more. Whether you’re booking a vacation or shopping for your favorite products, your everyday purchases help you earn valuable rewards.

Benefits

This credit card also provides discounts on car rentals, making it easier and more affordable to rent a vehicle for your trips. Additionally, you’ll have access to special offers and rewards, giving you more ways to save and benefit from your card usage. These perks add extra value, enhancing your overall experience.

Insurance

• Travel Emergency Medical Insurance
• Rental Car Collision Loss Damage Insurance
• Delayed and Lost Baggage Insurance
• Travel Accident Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security & Extended Warranty Protection

Editor’s Review

ScotiaGold Passport® Visa* Card Review

The ScotiaGold Passport Visa Card is ideal for travel enthusiasts looking to maximize their rewards and enjoy exclusive travel-related benefits. Here’s a detailed review of the card’s features, fees, and benefits.

Interest Rates

• Purchases: 19.99%
• Cash Advances, Balance Transfers, Cheques: 22.99%

Rewards Program

• Earnings: 1 Scene+ point for every $1 spent
• Redemption Options: Travel, merchandise, and more

Fees

• Annual Fee: $110
• Supplementary Card Fee: $30 per year

Benefits

• Travel Discounts: Access to premium travel agency services and various travel-related discounts
• Car Rental Discounts: Save on car rentals for your trips
• Special Offers: Additional exclusive offers and rewards

Insurance Coverage

• Travel Emergency Medical Insurance
• Rental Car Collision Loss Damage Insurance
• Delayed and Lost Baggage Insurance
• Travel Accident Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security & Extended Warranty Protection

General Card Overview

The ScotiaGold Passport Visa Card charges a $110 annual fee but offers extensive travel-related benefits, including exclusive discounts and access to premium services. This card is especially beneficial for frequent travelers who want to earn rewards on everyday purchases and save on travel expenses.

Pros and Cons

Pros:

• Generous rewards program with 1 Scene+ point per $1 spent
• Comprehensive travel insurance coverage
• Discounts on car rentals and other travel expenses
• Access to exclusive travel offers and rewards

Cons:

• High-interest rates on purchases and cash advances
• No current welcome offer
• Annual fee of $110

Who is this card for?

This card is perfect for:

• Frequent travelers who want to maximize their rewards
• Individuals who frequently rent cars and seek rental discounts
• Those who value comprehensive travel insurance and exclusive travel-related benefits

Comparison with Similar Cards

Final Verdict

The ScotiaGold Passport Visa Card is a solid choice for those who travel frequently and want to leverage their spending for valuable rewards and travel benefits. While it comes with a higher interest rate and an annual fee, the extensive insurance coverage and travel-related perks offer significant value. Overall, this card scores a 7.5 out of 10 for its comprehensive travel benefits and rewards program.

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.