Scotiabank Scene+ Visa Card

The Scotiabank Scene+ Visa Card is an excellent choice if you want to start building your credit score and earning rewards points. This card is particularly beneficial if you frequently shop at the grocery stores that are part of its rewards program. However, while it has its advantages, the card’s benefits may be limited. You may want to consider other no-annual-fee cards that offer more benefits like Scotiabank American Express Credit Card.

Card Summary

Enjoy the benefits of our credit card with no annual fee and no cost for additional cards. Scotiabank Scene+ card offers a 22.99% interest rate on both cash advances and balance transfers. Plus, take advantage of the bonus offer and earn rewards with every purchase. Start using the credit card today and experience the convenience and rewards it has to offer.

Rewards Summary

Are you aware that your credit card rewards you for shopping at specific stores? If you use this credit card at Sobeys, Safeway, Foodland, Participating Co-ops FreshCo, and other select grocery stores, you can earn 2 Scene+ points for every dollar you spend. This means that if you spend $100 at these stores, you’ll earn 200 Scene+ points. Additionally, when you use your card at Cineplex theatres, you can also earn 2 Scene+ points for every dollar spent. For instance, if you spend $50 at the movies, you’ll earn 100 Scene+ points! For all other eligible purchases, you can earn 1 Scene+ point for every dollar spent. This means that you can earn a 1% value back in rewards, but by using your card at the designated grocery stores or Cineplex, you can double your rewards ratio. So, go ahead and use your card at these select stores and enjoy earning Scene+ points that you can redeem for free movies, discounted tickets, and more!

Benefits Summary

• Save on car rentals at participating AVIS & Budget locations.

Coverage Summary

• N/A

Editor’s Review:

Overview: The Scotiabank Scene+ Visa Card presents itself as a suitable option for individuals looking to initiate their credit journey while simultaneously earning rewards points. Tailored to frequent shoppers at participating grocery stores and Cineplex theatres, this card offers a straightforward rewards structure and no annual fee. However, its benefits may appear limited compared to other cards in the market.

Annual Fee and Rates: One of the card’s most enticing features is its lack of an annual fee, making it an attractive choice for those seeking a low-cost entry into the credit card realm. However, it’s essential to note the standard interest rate of 22.99% on both cash advances and balance transfers, which underscores the importance of responsible card usage and timely payments.

Rewards Program: The Scotiabank Scene+ Visa Card’s rewards program is centered around Scene+ points, with an enticing welcome offer. Cardholders have the opportunity to earn up to 10,000 Scene+ points within the first year, contingent on meeting specific spending thresholds. By spending $750 on eligible purchases within the first three months, users can receive 5,000 Scene+ points, with an additional 5,000 points awarded for spending $5,000 within the first year.

The card’s rewards structure further incentivizes spending at select grocery stores and Cineplex theatres, where cardholders can earn 2 Scene+ points for every dollar spent. This doubled rewards ratio offers an appealing incentive for frequent patrons of these establishments. For all other eligible purchases, cardholders earn 1 Scene+ point per dollar spent, translating to a 1% value back in rewards.

Benefits: While the Scotiabank Scene+ Visa Card lacks extensive benefits, it does offer savings on car rentals at participating AVIS & Budget locations. However, compared to other cards in the market, the absence of additional perks may leave some users wanting more, especially those accustomed to cards with broader benefits packages.

Verdict: The Scotiabank Scene+ Visa Card caters to individuals seeking to establish or rebuild their credit while enjoying rewards on everyday purchases, particularly at participating grocery stores and Cineplex theatres. With no annual fee and a straightforward rewards program, it provides a cost-effective entry into the credit card landscape. However, those desiring a more comprehensive benefits package may find better value in alternative cards, such as the Scotiabank American Express Credit Card. Overall, the Scene+ Visa Card offers a solid starting point for credit beginners and movie enthusiasts alike, but it may not fully satisfy the needs of users seeking extensive perks and benefits.

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Disclaimer: Refer to the credit card official web page for the latest up to date rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.