Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card is a top-tier travel rewards card designed for the savvy traveler. Enjoy the convenience of no foreign transaction fees and earn Scene+ points on both travel and everyday purchases. This card also provides complimentary access to airport lounges and comes with extensive travel insurance coverage, ensuring you travel with peace of mind and premium benefits.

Welcome Offer

Unlock up to 40,000 bonus Scene+ points with the Scotiabank Passport Visa Infinite Card! Earn 30,000 points after spending $1,000 within the first three months, and an additional 10,000 points when you spend $40,000 annually. Plus, enjoy the added perk of having your first year’s annual fee waived.

Summary

This credit card has an annual fee of $150, but it’s waived for the first year, letting you enjoy its benefits without any initial cost. The interest rate on purchases is 20.99%, while cash advances come with a rate of 22.99%. The minimum credit limit you can get is $5,000. If you need supplementary cards, the first one is free every year, but any additional cards will cost $50 per year each. This card offers a great starting point with its first-year fee waiver and various options for additional users.

Rewards

With this credit card, you earn rewards quickly and easily. You’ll get 3 Scene+ points for every dollar you spend at Sobeys, Safeway, IGA, and other participating grocery stores. Dining out, enjoying entertainment, and using transit earn you 2 Scene+ points per dollar. For all other purchases, you still earn 1 Scene+ point per dollar. This structure allows you to maximize your rewards in categories you likely use the most, making your spending work for you.

Benefits

This credit card comes with a host of premium benefits. There are no foreign transaction fees, so you can shop abroad without extra costs. Enjoy 6 complimentary airport lounge visits per year, making your travel more comfortable. As a Visa Infinite cardholder, you gain access to privileges like concierge service, hotel upgrades, and exclusive dining experiences. Plus, you’ll receive an Avis Preferred Plus membership, giving you car rental discounts and upgrades. These perks enhance both your travel and everyday experiences, providing exceptional value and convenience.

Insurance

• Travel Emergency Medical Insurance
• Trip Cancellation and Trip Interruption Insurance
• Flight Delay and Delayed/Lost Baggage Insurance
• Rental Car Collision Loss/Damage Insurance
• Travel Accident Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security and Extended Warranty Protection

Editor’s Review

Scotiabank Passport™ Visa Infinite* Card Review

The Scotiabank Passport Visa Infinite Card is a premium travel rewards card designed for savvy travelers seeking extensive benefits and rewards. Here’s a detailed review of the card’s features, fees, and benefits.

Interest Rates

• Purchases: 20.99%
• Cash Advances: 22.99%

Rewards Program

• Earnings:
  • 3 Scene+ points per $1 spent at Sobeys, Safeway, IGA, and other participating grocery stores
  • 2 Scene+ points per $1 spent on dining, entertainment, and transit
  • 1 Scene+ point per $1 spent on all other purchases
• Redemption Options: Travel, merchandise, dining, and more

Fees

• Annual Fee: $150 (waived for the first year)
• Supplementary Card Fee: First card free, additional cards $50 per year

Benefits

• No Foreign Transaction Fees: Shop abroad without extra costs
• Complimentary Airport Lounge Access: 6 free visits per year
• Visa Infinite Privileges: Concierge service, hotel upgrades, exclusive dining experiences
• Avis Preferred Plus Membership: Car rental discounts and upgrades

Insurance Coverage

• Travel Emergency Medical Insurance
• Trip Cancellation and Trip Interruption Insurance
• Flight Delay and Delayed/Lost Baggage Insurance
• Rental Car Collision Loss/Damage Insurance
• Travel Accident Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security and Extended Warranty Protection

General Card Overview

The Scotiabank Passport Visa Infinite Card offers extensive travel benefits, including no foreign transaction fees, complimentary airport lounge access, and a comprehensive rewards program. The first year’s annual fee is waived, making it an attractive option for new cardholders.

Pros and Cons

Pros:

• No foreign transaction fees
• Generous welcome offer with up to 40,000 bonus Scene+ points
• Extensive travel insurance coverage
• Complimentary airport lounge access
• First-year annual fee waived

Cons:

• High-interest rates on purchases and cash advances
• $150 annual fee after the first year
• Additional supplementary cards cost $50 per year

Who is this card for?

This card is perfect for:

• Frequent travelers who want to avoid foreign transaction fees
• Individuals who value complimentary airport lounge access
• Those who frequently shop at participating grocery stores to maximize rewards
• Travelers who benefit from extensive insurance coverage

Comparison with Similar Cards

Final Verdict

The Scotiabank Passport Visa Infinite Card stands out for its no foreign transaction fees and generous rewards program, particularly for grocery, dining, and transit spending. The extensive travel insurance and premium benefits, such as complimentary airport lounge access and Visa Infinite privileges, provide exceptional value for frequent travelers. Overall, this card scores a 9 out of 10 for its comprehensive travel benefits, strong rewards program, and attractive welcome offer.

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.