RBC Avion Visa Infinite

Card Summary:

This premium credit card comes with an annual fee of $120, and each additional card costs $50. The purchase interest rate is 20.99%, and the cash advance rate is 22.99%. To qualify, you need a minimum personal income of $60,000 or a minimum household income of $100,000. Be aware that this premium card may result in higher acceptance costs for merchants.

Rewards Summary:

Benefits Summary:

As an RBC Avion Visa cardholder, you receive personalized offers for top brands, giving you cash savings or bonus points before you shop. You can redeem your points for a variety of rewards, including Apple products, tech gear at Best Buy, merchandise, gift cards, and RBC Financial Vouchers. Eligible Avion Rewards members can also convert their points to other loyalty programs, like Hudson’s Bay Rewards points and WestJet dollars. Additionally, you can use your Avion points to pay off your credit card balance. Enjoy exclusive perks and enhanced coverage as part of your RBC Avion Visa membership.

Insurance Summary:

This credit card offers comprehensive protection, including emergency medical insurance, which covers you in case of unexpected health issues while traveling. If your trip is interrupted or canceled, you can rely on trip interruption and trip cancellation insurance to cover non-refundable expenses. Your mobile devices are also protected under the plan, giving you peace of mind for your gadgets. Additionally, the purchase protection plan ensures that your purchases are covered against theft or damage for a specified period.

Editor’s Review

RBC Avion Visa Infinite Review

Card Summary

The RBC Avion Visa Infinite is a premium travel credit card tailored for frequent travelers. Offering substantial travel rewards and a suite of benefits, it provides excellent value for an annual fee of $120. Key features include:

• Annual Fee: $120
• Additional Card: $50 each
• Purchase Rate: 20.99%
• Cash Advance Rate: 22.99%
• Income Requirement: $60,000 personal or $100,000 household

Welcome Offer

• Bonus Points: Receive 35,000 Avion welcome points upon approval, enough for travel throughout Canada and the U.S. (additional points needed for Alaska and Hawaii).

Rewards Program

The RBC Avion Visa Infinite card offers a robust rewards program, making it ideal for travelers:

• Earning Rate: 1 Avion point for every $1 spent, plus a 25% bonus on eligible travel purchases.
• Flexible Redemption: No blackout dates or seat restrictions on any airline, any time.
• Redemption Schedule: One-way flights starting at 7,500 Avion points.
• Special Offers: Buy one Friday lift pass at participating resorts across Canada and get another free with your RBC Avion Visa.

Benefits Summary

The RBC Avion Visa Infinite card provides a wide range of benefits:

• Exclusive Offers: Personalized offers for top brands, providing cash savings or bonus points.
• Point Redemption: Points can be redeemed for travel, Apple products, Best Buy tech gear, merchandise, gift cards, and RBC Financial Vouchers.
• Loyalty Program Conversion: Convert Avion points to Hudson’s Bay Rewards points and WestJet dollars.
• Pay Credit Card Balance: Use Avion points to pay off your credit card balance.
• Enhanced Coverage: Access to exclusive perks and enhanced coverage.

Insurance Coverage

The RBC Avion Visa Infinite card includes comprehensive insurance coverage:

• Emergency Medical Insurance: Covers unexpected health issues while traveling.
• Trip Interruption and Cancellation Insurance: Covers non-refundable expenses if your trip is interrupted or canceled.
• Mobile Device Insurance: Protects your gadgets.
• Purchase Protection: Covers purchases against theft or damage for a specified period.

Security Features

The RBC Avion Visa Infinite card offers robust security features:

• Fraud Detection: Real-time monitoring to protect against unauthorized transactions.
• Zero Liability Protection: Ensures you are not responsible for fraudulent charges.
• Card Lock: Easily lock/unlock your card through the app if it’s lost or stolen.

Comparison with Similar Cards

To help you decide if the RBC Avion Visa Infinite is right for you, here’s a comparison with similar premium travel cards:

Verdict

The RBC Avion Visa Infinite is an excellent choice for frequent travelers seeking a balance of rewards and benefits. Its flexible rewards program, generous welcome offer, and comprehensive insurance coverage make it a strong contender in the premium travel card market. The ability to redeem points for a wide range of rewards, including travel, merchandise, and statement credits, adds significant value.

If you prioritize flexible travel rewards and exclusive perks, the RBC Avion Visa Infinite is a top choice. However, if you are looking for a card with potentially higher point earnings on travel-specific purchases or different welcome bonuses, you might consider alternatives like the TD First Class Travel Visa Infinite or the CIBC Aventura Visa Infinite.

View other RBC Credit Cards.

View Top Travel Credit Cards.

Please note that the information provided on this website is for general informational purposes only. It should not be considered as professional or financial advice. For the latest and most accurate rates, terms, and conditions of credit cards, please refer to the official webpage of the respective credit card issuer.