Marriott Bonvoy AMEX Card

You will get: High rewards rate on Marriott purchases Generous welcome bonus Extensive travel insurance coverage No foreign transaction fees

The Marriott Bonvoy American Express Card is a travel rewards card with a $120 annual fee, ideal for frequent Marriott guests. It offers 5 points per $1 spent at Marriott properties and 2 points per $1 on other purchases. Cardholders get a free night award annually, automatic Silver Elite status, and 15 Elite Night Credits each year. Benefits include comprehensive travel insurance and exclusive access to events and perks.

Welcome Offer

Earn 70,000 Marriott Bonvoy points after spending $1,500 in the first three months.

Summary

This credit card has an annual fee of $120, and if you need an additional card, it costs $50. The purchase rate is 20.99%, while the cash advance rate is 21.99%. This card provides a balanced option for those looking to manage their expenses with competitive rates and added flexibility for additional cardholders.

Rewards

The Marriott Bonvoy American Express card rewards you generously for your spending. You’ll earn 5 points per $1 on Marriott purchases, making it a great choice for frequent travelers who stay at Marriott properties. For all other purchases, you earn 2 points per $1 spent, allowing you to accumulate rewards quickly on everyday expenses. This card is ideal for maximizing your rewards within the Marriott Bonvoy program.

Benefits

The Marriott Bonvoy American Express card comes with several valuable perks for travelers. You’ll receive an annual free night award, adding extra value to your stays. The card also grants automatic Silver Elite status, which can be upgraded to Gold Elite, offering benefits like late checkout and room upgrades. Additionally, you get 15 Elite Night Credits annually, helping you reach higher elite status levels faster. This card is perfect for those who frequently stay at Marriott hotels and want to enjoy exclusive benefits.

Insurance

Emergency medical insurance
Trip cancellation/interruption insurance
Baggage delay insurance
Car rental theft and damage insurance
Purchase protection

Editor’s Review

Marriott Bonvoy® American Express®* Card Review

Overview: The Marriott Bonvoy® American Express®* Card is a top-tier travel rewards card for frequent Marriott guests. It offers generous points on Marriott purchases, valuable welcome bonuses, and elite status benefits.

Key Features:

Interest Rate: 21.99% on purchases and cash advances
Annual Fee: $120
Welcome Bonus: 50,000 Marriott Bonvoy points
Rewards Rate: 5X points on Marriott purchases, 2X points on other eligible purchases

Rewards Program:

Earn 5 points per $1 spent at Marriott Bonvoy properties
Earn 2 points per $1 on all other purchases
Redeem points for free nights, travel, and more
Points do not expire as long as you make a qualifying purchase every 24 months

Fees:

Annual Fee: $120
Additional Cards: No annual fee
Foreign Transaction Fee: None

Benefits:

Annual Free Night Award after each card anniversary
Complimentary Marriott Bonvoy Silver Elite status
Upgrade to Gold Elite status after $30,000 in annual purchases
15 Elite Night Credits towards the next level of Elite status each calendar year
Front Of The Line® presale and reserved tickets for concerts and events

Insurance Coverage:

Flight Delay Insurance: Up to $500
Baggage Delay Insurance: Up to $500
Lost or Stolen Baggage Insurance: Up to $500
Hotel Burglary Insurance: Up to $500
Travel Accident Insurance: Up to $500,000
Car Rental Theft and Damage Insurance
Purchase Protection: Covers eligible items against damage or theft for 90 days
Extended Warranty: Extends the manufacturer’s warranty by up to one additional year

Security Features:

24/7 customer service
Fraud Protection Guarantee
Emergency card replacement
American Express SafeKey® for online shopping

Pros:

High rewards rate on Marriott purchases
Generous welcome bonus
Extensive travel insurance coverage
No foreign transaction fees

Cons:

High interest rates
Annual fee of $120

Who is this card for? The Marriott Bonvoy® American Express®* Card is ideal for frequent travelers who often stay at Marriott properties and want to maximize their rewards and enjoy elite status benefits. It’s also suited for those looking for comprehensive travel insurance and no foreign transaction fees.

Comparison Table:

Feature	Marriott Bonvoy® American Express®* Card	American Express Cobalt® Card	RBC Avion Visa Infinite
Annual Fee	$120	$155.88	$120
Rewards Rate	5X on Marriott, 2X on others	Up to 5X points	1 pt / $1
Welcome Bonus	50,000 points	Up to 15,000 pts	Up to 55,000 pts
Travel Insurance	Comprehensive	Comprehensive	Comprehensive
Foreign Transaction Fee	None	None	2.5%

Final Verdict: The Marriott Bonvoy® American Express®* Card is an excellent choice for Marriott loyalists, offering substantial rewards and valuable travel perks. The welcome bonus, elite status benefits, and comprehensive insurance coverage make it highly appealing. However, its high-interest rates and annual fee are considerations to keep in mind. Overall, it scores a solid 8.2 out of 10 for its impressive rewards and benefits tailored to frequent travelers.

Disclaimer: Refer to the official credit card web page for the latest rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.

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