Canadian Tire Triangle Mastercard

The Canadian Tire Triangle Mastercard offers an impressive 4% back in Canadian Tire Money when you shop at selected stores, making it an excellent choice for maximizing your rewards on key purchases. This high cashback rate, though limited to specific stores, is complemented by additional benefits. You’ll earn 5¢ per litre back in CT Money every time you fill up at Gas+ and Essence+ locations. Moreover, you can earn 1.5% back in CT Money at grocery stores, excluding Walmart and Costco, and 0.5% back on all other purchases, making this card a great tool for everyday spending.

For frequent Canadian Tire shoppers, the Canadian Tire Triangle Mastercard is an ideal choice. With no annual fee, it offers the highest cashback rewards for purchases at Canadian Tire locations. While it may lack some additional perks, it more than compensates with its substantial cashback benefits tailored specifically for Canadian Tire customers. One potential downside is the variable purchase interest rate, which depends on your credit score. Despite this, the card’s robust cashback rewards make it a valuable option for those who regularly shop at Canadian Tire stores.

Card Summary:

This credit card comes with no annual fee, making it a cost-effective option for budget-conscious individuals. The purchase interest rate ranges from 19.99% to 25.99%, depending on your credit score. With this card, you can earn rewards in Canadian Tire Money, which can be used for purchases at Canadian Tire. Additionally, you’ll receive cash back in Canadian Tire Money, giving you more opportunities to save on your favorite items.

Rewards Summary:

With this credit card, you can earn 4% back in Canadian Tire Money on nearly all purchases at Canadian Tire and participating partners. When you fill up at Gas+ and Essence+ locations, you get 5¢ per litre back in Canadian Tire Money. For grocery store purchases, excluding Walmart and Costco, you earn 1.5% back in Canadian Tire Money. All other purchases earn you 0.5% back in Canadian Tire Money, making this card a great way to accumulate rewards on everyday spending.

Benefits Summary:

This credit card also offers financing options for big purchases, allowing you to spread out the cost over time. This feature can help manage your budget more effectively by breaking down large expenses into smaller, more manageable payments.

Insurance Summary:

• N/A

Editor’s Review

Canadian Tire Triangle Mastercard Review

Card Summary

The Canadian Tire Triangle Mastercard is designed for individuals who frequently shop at Canadian Tire and its partner stores. This card offers substantial rewards in Canadian Tire Money, making it highly beneficial for loyal customers. Key features include:

• Annual Fee: $0
• Purchase Rate: 19.99% to 25.99%, depending on your credit score
• Additional Cards: No extra cost

Rewards Program

The Canadian Tire Triangle Mastercard boasts an impressive rewards program focused on maximizing returns at Canadian Tire and partner locations:

• Canadian Tire and Partner Stores: 4% back in Canadian Tire Money
• Gas+ and Essence+ Locations: 5¢ per litre back in Canadian Tire Money
• Grocery Stores (excluding Walmart and Costco): 1.5% back in Canadian Tire Money
• All Other Purchases: 0.5% back in Canadian Tire Money

This rewards structure makes the card particularly valuable for those who frequently shop at Canadian Tire and its affiliated stores.

Benefits Summary

In addition to its strong rewards program, the Canadian Tire Triangle Mastercard offers several other benefits:

• Financing Options: Allows you to finance large purchases, breaking down payments into smaller, manageable installments.
• No Annual Fee: Cost-effective for budget-conscious users.
• High Cashback Rates: Particularly beneficial for Canadian Tire shoppers.

These benefits make the card a practical choice for those looking to manage their budget while earning substantial rewards.

Insurance Coverage

• Standard Coverage: None

The card does not come with included insurance coverage, which might be a drawback for some users. However, the absence of insurance is balanced by the robust rewards program.

Security Features

The Canadian Tire Triangle Mastercard offers essential security features, including:

• Fraud Detection: Monitors transactions in real-time to protect against fraud.
• Zero Liability Protection: Ensures you are not responsible for unauthorized charges.
• Card Lock: Allows you to lock your card through the app if it is lost or stolen.

Comparison with Similar Cards

To help you decide if the Canadian Tire Triangle Mastercard is right for you, here’s a comparison with similar rewards cards:

Verdict

The Canadian Tire Triangle Mastercard is an excellent choice for those who frequently shop at Canadian Tire and its partner stores. Its high cashback rate of 4% on Canadian Tire purchases and additional rewards at Gas+ and grocery stores make it a standout option for maximizing rewards on everyday spending. The no-annual-fee structure and flexible financing options further enhance its appeal.

However, if you are looking for a card with comprehensive insurance coverage or broader rewards categories, you might consider alternatives like the PC Financial Mastercard or the Scotia Momentum No-Fee Visa. Overall, the Canadian Tire Triangle Mastercard is a valuable tool for dedicated Canadian Tire shoppers looking to maximize their rewards.

Disclaimer: Refer to the credit card official web page for the latest up to date rates, terms, and conditions. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute professional and/or financial advice.